Role of Self Help Groups in Women Empowerment at Ramanagara Region - With Special Reference to Kanakapura Taluk

Abstract

Today, the self-help group movement is increasingly accepted as an innovation in the field of rural credit. It is a vehicle to reach the disadvantaged and marginalized section, which in the normal course cannot avail of credit facility from the bank. Women empowerment is a buzz word; now a day’s SHG have been playing considerable role in modern India, self-help group is a group of 10-20 women, who work for the capacity building of themselves. It is unique approach to the financial intermediation. The approach combines access to low –cost financial services with a process of self-management and development for the women who are SHG members. SHG has transferred the real economic power in the hands of women, it has considerable reduced their dependence on men. This has helped in empowerment of women and building self-confidence, self-management, development for the women and uplifts their lives, families. It is also change the saving pattern of the society, and their members through the SHGs, basically it is formed by NGOs, Government agencies or Bank. Most of the bank promoted these kinds of groups in Karnataka. It is representing a unique approach to financial intermediations. This study is conducted to know whether the women’s are satisfied with their credit facilities provided by the Banks. This paper is also an attempted to study the relationship between gender ration of the respondents, and awareness on various women empowerment schemes. The outcome of the study may help the practices credit schemes, and management, administration and policy makers to differentiate the satisfying factors from dissatisfying. This paper focuses on the steps to be taken to improve the facilities and measures to empower the women.