Y. Nathwani and I. Hartalkar, “Starbucks: Coffee Shop or Unregulated Bank?”, IJRESM, vol. 4, no. 11, pp. 89–91, Nov. 2021, Accessed: May 05, 2024. [Online]. Available: https://journal.ijresm.com/index.php/ijresm/article/view/1517