Rao, P.V.D. (2023) “Fintech Instruments – An Analysis of Small and Medium Enterprises in Sultanate of Oman”, International Journal of Research in Engineering, Science and Management, 6(11), pp. 154–168. Available at: https://journal.ijresm.com/index.php/ijresm/article/view/2870 (Accessed: 21 November 2024).